April 12, 2021

Credit Manager

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Job title: Credit Manager

Company: Yes Bank

Job description: Job Description : Core Responsibilities Appraises /recommends/ approves credit proposals as per the delegation of authority. Reviews delinquent cases and document learning’s / portfolio reviews for risk management. Conducts process audits and report

Job Description : Core Responsibilities Appraises /recommends/ approves credit proposals as per the delegation of authority. Reviews delinquent cases and document learning’s / portfolio reviews for risk management. Conducts process audits and reports delinquencies and anomalies. Recommends changes to policy/process based on local nuances / competitor feedback. Implements system integration plans. Monitors NPA and keeps a track of it. Ensures field customer visits for PD and deliveries within agreed TAT. Managing all CPA’s(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team. Ensures maintenance of Healthy Portfolio for the bank. Makes customer visits wherever required to ensure appropriate closure of the deal. People Management or Self-Management Responsibilities Manages CPA Team. Imparts Training and knowledge sharing Risk and Internal Control Responsibilities Identifies process and policy gaps and potential risk arising out of it. Suggests internal control measures and ensure implementation to address such gaps. Qualifications : Years of Experience Minimum of 3-5 years of work experience in relevant product of retail banking Nature of Experience Credit Appraisal of Retail Loans

Expected salary:

Location: Delhi

Job date: Sun, 28 Mar 2021 23:14:21 GMT
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